Who Pays For the Rental Car After a Car Accident?Filed under Car Accident, Personal Injury, Personal Injury Cases
You depend on your car to get to work or school, run errands, and to generally live your life. For instance, if you are involved in a car accident that damages your vehicle to the point that is undriveable, you will quickly realize how hard life is without reliable transportation. Fortunately, getting a rental car can help while your car is in the shop, undergoing repairs. People often take getting a rental car after a car accident for granted, and since rental cars can be expensive, it’s important to work with a car accident lawyer and determine who should cover the costs of your rental car after a car accident.
If you sustain an injury in an accident that was not your fault, reach out to a Las Vegas car accident lawyer at Paul Padda Law. We may be able to help you recover compensation for your medical bills, lost wages, and other damages, including getting a rental car.
Call us at (702) 366-1888 or contact us online today to schedule a free, no-risk consultation. When you work with Paul Padda Law, there are no up-front costs. We are only paid when you recover compensation.
Rental Car Coverage From Your Insurance Company
If the car accident was your fault, your insurance company might cover the rental car. This is especially true if you purchased rental vehicle reimbursement coverage, which is usually a few dollars extra per month.
It is important to understand that the majority of insurance companies limit how much they’ll pay for a rental car. Be sure to contact your insurance representative to determine what this limit is, so you don’t go over it and are forced to pay for some of your rental car usage out-of-pocket.
Rental Car Coverage From the Liable Party’s Insurance Company
If the crash occurred because of another driver’s negligence, their insurance company might pay for your rental car. Immediately after the accident, collect the name, phone number, and insurance details of the driver who caused the accident. After you file a claim with their insurance company, they should be able to cover your rental.
Keep in mind that you may not receive payment from the liable party’s insurer right away. It may take some time for the insurance company to process your claim and give you the okay for getting a rental car. You may have to pay for your rental out-of-pocket and wait to get reimbursed from the insurer later on.
Before renting a car, ask the liable party’s insurance company what kind of rental you can select and how long you can use it. In most cases, you’ll be able to rent a vehicle that’s similar to the damaged one you own. Therefore, if your vehicle is an economy sedan, you can’t reasonably expect for the insurer to pay for a luxury SUV.
What Happens If the Liable Driver Does Not Have Insurance
If you find out the driver responsible for your crash does not have insurance, your insurance company may cover your rental. If you have uninsured or underinsured motorist coverage, you may also be able to pay for your rental through this policy.
In the event you are forced to pay for a rental out of pocket when an accident was not your fault, it’s imperative to discuss this financial loss with a car accident lawyer. They may be able to help you recover these expenses in a personal injury claim, and ensure that your rights are protected.
Dealing with a Damaged Car After a Car Accident? Contact Paul Padda Law, PLLC
If your car has been damaged after a Nevada car crash and you are in need of a rental, contact Paul Padda Law right away. A car accident lawyer from our firm can help you determine how to pay for your rental car and guide you through the process of filing a claim if the accident was not your fault.