Tips for Handling Damage to Your Vehicle from our friends at Collision BayFiled under Personal Injury
2. If the car isn’t driveable, have it towed to a shop or your home so you don’t accrue high storage fees from a tow yard. If the police take the car, have a shop pick it up the next day that way you don’t pay out-of-pocket for anything. Collision Bay tows 24 hours a day and 7 days per week.
3. Insurance companies want you to take the vehicles to their shop; however, you have the right to take it to the repair shop of your choice.
4. If you have full coverage insurance, use it even if it’s not your fault. You will need a rental if your car is not driveable anymore and insurance companies can take days or even months to put you in a rental.
5. Picking the correct shop: Many people go with the cheapest shop or the one that is willing to waive a deductible. Be careful when doing so because shops don’t really make a lot of money; if they are saving a deductible make sure you ask how they will do it. You don’t want to cut corners when it comes to repairing your car after an accident. If the insurance company gives you a lower estimate than the shop, don’t worry – take it to the shop even if it’s less than what they are giving you. Insurance companies will always give you a lower amount because:
- many people take the money and never get the car fixed or
- because they can’t see the hidden damage. They us a process called a supplement which means that even if the insurance company gives you a lower estimate, the shop calls them back and shows the adjuster that things are missing in the estimate and they will make up the difference.