The Anatomy Of A Personal Injury Claim In An Auto Accident CaseFiled under Personal Injury
At Paul Padda Law, PLLC, we frequently get asked by clients what the personal injury claim process entails in auto accident cases. While every case is of course different and unique, there are similarities that offer a roadmap of what to expect.
Step One — Taking Care of Yourself
The first step following any auto accident is to get medical care. Even if you think you’re perfectly okay, it is highly advisable to seek the opinion of a medical professional. Injuries can manifest themselves and show up at a later stage. Accordingly, in order to assess damage, the examination of a medical professional is necessary. If your doctor or chiropractor orders you to follow a certain therapy regimen, follow that advice closely. In other words, make sure you keep all your appointments. Gaps in treatment can be used against you by an insurance company to deny full compensation.
Part of the first step is to also gather evidence that will be useful to your claim. This means documenting injuries to both yourself and your vehicle. Take pictures and identify witnesses that can be helpful to your claim. If there are visible injuries to your face or body, make sure you photograph these. This can be very powerful evidence that can help you maximize recovery on your claim.
Step Two — Lawyer Up
Right after the accident is the best time to hire a lawyer. At Paul Padda Law, PLLC we represent our clients in car accident cases on a contingency basis. This means you do not pay us anything. Our legal fee comes out of whatever we recover on your behalf.
Once you retain us, we do all the work to pursue your claim aggressively. This means gathering your medical records and communicating with your health care professionals to assess the full extent of your damages. We also notify the insurance company that we represent you. This stops the phone calls and letters from the insurance company to you. Often, after you report an accident, an insurance company will want to immediately take your recorded statement. Offering a statement without legal representation can be a big mistake. In order to protect your rights, it is very important you consult with an attorney before communicating with the insurance company.
Step Three — Making The Claim
Once you have completed your medical treatments or have reached your “maximum medical improvement,” we begin the process of compiling all your medical records, bills and other expenses into a demand package that will be sent to the insurance company. In making the demand, we also take into account any wage loss you might have experienced. With 45 years of combined litigation experience, Paul Padda Law, PLLC is adept at presenting a demand package that is persuasive and designed to obtain maximum recovery.
Step Four — Litigation
In some cases, the insurance company will be unwilling to pay out a claim or pay it out on the terms demanded. In those circumstances where the parties are unable to reach a resolution, Paul Padda Law, PLLC will have a meeting with the client to assess the best path forward — which often will include filing a lawsuit. Again, with extensive litigation experience, the firm’s partners have proven track records of aggressive and successful advocacy. While litigation can be time consuming and costly, it is sometimes the only appropriate avenue for relief. When this is the case, Paul Padda Law, PLLC is ready to move forward aggressively and with full dedication to obtaining the maximum recovery.