Helpful Information About “Bad Faith” Insurance Claims From Las Vegas Personal Injury LawyersFiled under Personal Injury
Every driver that has insurance has a contractual relationship with their insurance company. When a person’s property gets damaged or they sustain injuries following an accident, they have a right to make a claim against either their own insurance company or the insurance company of the person at fault. In the majority of cases, claims get resolved without any litigation being required.
In some cases, however, insurance companies may not respond in good faith and this can be justification for filing a “bad faith” claim against the company. Insurance bad faith is a legal term that simply means the insurance company failed to fulfill its obligations under the terms of the insurance contract. In other words, the company acted in bad faith.
Reasons a person might file a bad faith claim include:
- Refusal by the company to pay a claim in the absence of any reasonable basis for denial;
- Deceitful practices designed to circumvent paying a claim;
- Failure to investigate a claim in accordance with proper procedures;
- Lying about policy language in order to escape responsibility;
- Bad faith conduct that occurs after the insured files a lawsuit;
- Conduct intended to coerce the insured into making contributions to the settlement; and
- Abusive conduct designed to force a settlement.
The law governing bad faith claims is unique and is covered by both federal and state law. If you believe you may have grounds for filing a bad faith claim, it is essential to consult an experienced personal injury lawyer that can aggressively pursue your legal rights.
Remember, “don’t get mad, get legal!”